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Easy Money with Murray Feldman
Easy Money with Murray Feldman

Retirement, investing, and saving can sometimes seem impossible. The costs of home ownership, having children, and dealing with debt may be holding you down from reaching your full financial potential. But, there is hope along the way. Easy Money is your guide to financial clarity. With expert advice and easy…

Lessons in summer: The ROI of plenty of Z’s
Lessons in summer: The ROI of plenty of Z’s

You know, it sounded like a good idea at the time. A personal finance summer camp. As The Wall Street Journal reported early last week: “With names like Camp Millionaire, MoolahU, Financial Investors Club of America and WhizBizKids, the camps are designed to appeal to parents who want to teach…

Social Security’s power of confounding
Social Security’s power of confounding

So let’s say you finally heed all this advice we’ve been hurling your way about saving more, and you sock away an additional 1 percent of your pay. And you wait 30 years until you retire. Meantime, someone else continues to ignore that advice, doesn’t save anything extra and essentially does…

When student loans bite down hard
When student loans bite down hard

This story that appeared last week in The Wall Street Journal has generated a lot of interest and referrals from other websites, generating a good deal of overt and implied aggregation aggravation. So as not to violate the sanctity of The Journal’s paywall, the gist is this. Mike Meru, a…

Advice for the class of 2018 that doesn’t quote dead people
Advice for the class of 2018 that doesn’t quote dead people

Now that we appear to have entered the afterglow phase of graduation, with the requisite commencement speeches festooned with all the Google-exhumed profundities from a veritable Lyceum of erudite dead people, I’d like to place something of a governor or price of entry, going forward, on those who would speak…

Meet the guy who made me an investor
Meet the guy who made me an investor

A quarter of a century ago, at the age of today’s millennials, I was new to a job. Unencumbered with wife and kids. Saving wasn’t a problem, thanks to habits borne of student loan parsimony. But the money was sitting there in a bank, inert. Doing nothing except disappearing more…

Retirement seminar post-mortem: I know more … but what don’t I know?
Retirement seminar post-mortem: I know more … but what don’t I know?

Now that I have risen to the surface after having marinated in a five-hour seminar about retirement planning, I find myself smirking over the phrase “Knowledge is power.” Thanks to this seminar, I have knowledge. But I wouldn’t exactly call what I’m feeling “power,” unless power feels something like being…

Retirement 101: Saving is just the start
Retirement 101: Saving is just the start

The first slide of the seminar about retirement planning is the predictable paint-by-numbers Edvard Munch “Scream” that, after seven weeks of reading retirement stories on the internet, no longer is scary and, if I am honest, made me want to scream: “54 percent of U.S. workers have saved less than…

I survived student loans … barely
I survived student loans … barely

I am unlikely to be a protagonist on A&E’s “Hoarders” anytime soon. I am not as anal retentive as a former colleague who used to plan his wardrobe on paper a week at a time and place his pens and pencils so that the points were in the same direction.…

Don’t wait for an emergency before you need to pay for it
Don’t wait for an emergency before you need to pay for it

After a month of immersion in the retirement planning industrial complex, I had concluded that I had read every possible piece of advice to be doled out, multiplied by 10 to the third power. And then I came to this column by Michelle Singletary of The Washington Post and a quotation from a…

Tax Day 2018: The deadline that wouldn’t die
Tax Day 2018: The deadline that wouldn’t die

In the dwindling hours of what I hope will end as “Tax Day” and not “Tax Day 2.0” or “Revenge of Tax Day,” I find my brain cells lying in a heap of URLs, repetitive tips and arcane advice related to filing one’s income taxes. I think it’s a sign…

Greetings from the IRS …
Greetings from the IRS …

One good thing about being a writer of external correspondence at the Internal Revenue Service is that you really don’t have to spend a lot of time searching for a way to grab the reader’s attention. Even in these multitasking times, the IRS letterhead tends to snatch one’s attention. As it did…

A linking person’s guide to filing your taxes
A linking person’s guide to filing your taxes

Some words sound so good, you want to use them in a sentence even before you know what they mean. For me, “omnibus” is one of those words. And some words are so viscerally repellent, we never want to use them let alone see. For me this weekend, “taxes” is…

Tax Day: These were the good old days
Tax Day: These were the good old days

  It’s hard to evoke much in the way of nostalgia when it comes to the Internal Revenue Service and the annual dull ache of paperwork that constitutes filing your tax return. I cannot recall any sentence in which the phrases “tax return” and “in the good old days” appear together.…

Deep in the heart of taxes
Deep in the heart of taxes

I like to think of today as being two weeks from the day when you cannot approach any mailbox outside any post office in this great country without a TV news reporter accosting you with one or more of the following questions: So, you’re filing your taxes at the last…